2020 Vision: Use It

It’s officially 2020.

And in honor of the saying, “Hindsight is 2020,” I have some shit to say.

  1. Whatever and whomever you left in 2019 (or even years before that) can stay back there. Not everyone is meant to stay in your life forever, and whether time has simply caused you to part ways or they’re toxic and you burned that bridge after you crossed it, recognize that it isn’t worth your time and energy trying to maintain every single relationship. In 2020 we are letting sleeping dogs lie. My personal rule is that if someone wants to walk out of my life that’s fine; I will even hold the door. But I don’t do second chances. Once someone’s gone they have to stay that way. They made their bed and they have to lie in it. Life’s too short to go in circles that are really downward spirals with people who have already told us at least once that we don’t matter to them. When people show you who they are, believe them and act accordingly. Give that time and energy to your ride or dies. They’ll always have your back, and you get better ROI from investing time and energy into those relationships that you know are solid.
  2. Diets are dead, okay? By all means, make a healthy lifestyle change but enough with the “quick fixes” and marketing schemes. I’m sick of this shit. No more fucking gummy bears or shakes or teas or wraps or whatever the fuck some Insta-famous or reality tv celeb is trying to sell you. The only thing they’re selling is you out to immoral companies that use marketing tactics instead of science to eat away at your mental, emotional, physical, and financial health while doing nothing for your actual health. Knock that shit off. Stop letting them make money off of your insecurities. Stop letting them tell you something is wrong with your or needs to be fixed and buying their bullshit. If you want real advice on your health and wellbeing consult a medical doctor or licensed registered dietitian. Not an online trainer, not a YouTube video, not an Instagram model, not anyone trying to sell you anything. You are perfect just as you are, and we aren’t listening to anything else from anyone else. Which brings me to number three…
  3. Toxic people, if you didn’t leave them behind already, they gotta go. The guy you really like who gaslights you? Boy, bye. Your relative who always has a comment on your appearance? Should learn how to shut up if they don’t have anything nice to say. Your coworker who always wants you to cover for her and defend her even when she drops the ball but she never makes an effort to NOT drop the ball? Not anymore, satan. Arguing about dumb shit with strangers online? You know you feel bad afterwards even if you’re “right” – your mental and emotional health are more important (and frankly your eyes could use a break from the screen time, no matter how cute your blue light glasses are). Feeding trolls and clowns and asshats is like getting into a zoo animal’s enclosure. In case we haven’t learned already, it’s a terrible fucking idea don’t do it (but also like, what part of the fence and the “KEEP OUT” did you miss?).
  4. Do SOMETHING new this year to take better care of yourself. I don’t know how to tell you this but all of us are only getting older and shit’s only gonna get harder (oof, what a pun). But seriously; I don’t care if it’s as simple as “drink more water,” “get more sleep,” or “move more.” If you have the financial means to get medical treatment if something goes wrong, use it instead of being stubborn or lazy and letting a small problem become a big problem. Stop eating take-out five nights a week and start meal prepping real food. Seriously, your wallet and your stomach will both thank you. The body you have is the only one you’re ever gonna have. Start acting like it.
  5. Love people louder. If there’s a hard lesson I’ve learned over and over and over again it’s that no time is promised to us or anyone else. It’s a damn miracle we all made it to today. A lot of people didn’t. Don’t miss opportunities to tell the people you love that you do. You never know when your last chance will be, and I can guarantee you that leaving things left unsaid is a special kind of aching burden to carry once someone is gone. So give that person a call, send a letter or a card, go spend an afternoon with them. Time is our most precious commodity. Spend yours wisely.
  6. Find things that set your soul on fire, and give them the time you give Netflix or whatever other non-constructive pastimes you waste untold hours on. Don’t get me wrong, I’m guilty of this, too (arguably more than anyone). But spend more time doing shit that makes you happy. Dance, write, go somewhere, go outside and do something (hike, kayak, ride a bike, whatever), cook, read a book, explore your area. Do things that make you happy and make you a better you. If for no other reason than when someone asks what you did last weekend you’ll have more to say than, “lol watched netflix.”
  7. Keep learning. I’m not saying go become a master of Kung Fu, a musical savant, a Michelin-rated chef, and learn two new languages. But maybe try to read more books, keep tabs on global news, try new cuisines, listen to different TED talks, take an art class, pick up a new hobby… make your brain work a little harder and it’ll pay you back in spades when you aren’t a mushy-brained vegetable in a few decades. You might also find it gives you more to think about and more to contribute to conversations (at work, with friends, with family, et cetera). No more awkward silences for you, friend.
  8. Stop being so damned hard on yourself. I don’t care if you didn’t get that promotion you applied for or you haven’t cleaned your place in a month or forgot your grandma’s birthday. Don’t beat yourself up. Life’s full of obstacles and distractions and even though technology can help us be organized it cannot make us infallible (besides, that’d be boring AF). We’re going to make mistakes. We’re going to forget things even if they’re important to us. We’re going to hurt someone’s feelings even when we didn’t intend to. We’re going to drop the ball, miss the mark, whatever. It’s okay. It happens to everyone all the damn time. Don’t believe the seemingly “picture perfect” life of people who are on social media posting photos of their vacay in Bali and their #blessed bullshit. Those people don’t always fit in their jeans or get to work on time, either. Don’t worry about other people, just worry about yourself. And frankly if you’re doing your best you’ve got nothing to worry about anyway.
  9. Laugh more. You can do this with videos online, sure. But I personally highly recommend getting your laughs from real life, in real time, right in front of you. This is coming from someone who laughs if she trips walking on flat, stable surface, so bear with me here, but learn to laugh about it. Find the humor in the every day. I laugh when people misspell things (at work, on signs in store windows, etc). I laugh when I leave one room and go to another and can’t remember why. I laugh when my coworker makes a face when one of our peers is being obnoxious (whose idea was open office spaces, honestly?). I laugh when my cats are being goofy (you ever seen a cat on catnip?). Life’s just a lot easier when you find the humor in it.
  10. Just fucking be a decent human and be environmentally and socially conscious, okay? Recycle, turn your lights off if you don’t really need them on, unplug shit when you’re not using it, don’t leave your heat or your AC on some ridiculous temperature if you’re home by yourself (seriously walk around naked at that point no one cares), try to reuse if possible, use fewer disposables and single-use items, don’t run half-empty loads of laundry or a half-empty dishwasher, don’t have your existential crisis in the shower and waste water, don’t waste water when you’re brushing your teeth or doing the dishes, either… you get the picture. And let’s be honest, we know that corporations are the biggest polluters, but we play a role in that. Want palm deforestation to stop happening so orangutans can keep their homes and we keep healthy forests? Me, too. So stop buying peanut butter and coffee creamer and other products with palm oil in them and find alternatives. Don’t like the climbing temperatures, over-flowing landfills and abuse of laborers? Stop buying fast fashion and fast food. Want to reduce your carbon footprint? Buy local, in-season produce and products when available (bonus points: this also supports your local growers, artisans, and economy). We aren’t getting another planet to live on, so let’s not trash this one. Waste not, want not. Just kidding, I want a planet that’s not simultaneously on fire and going underwater due to rising sea levels. Thanks, pollution-fueled climate change.

Planning for the Apocalypse

I am, as I’ve said, an incompetent resolution-keeper, but I’ve made a big 2020 resolution that I hope I can keep: to write on this poor lonely blog once a week, or at the very least twice a month. I’m trying not to make promises I can’t keep (e.g., “use LA Fitness membership”), so I figured I’d better not commit to a weekly posting schedule when my department is currently bracing itself for the usual springtime projectpocalypse.

Anyway. I was going to have a whole post on New Year’s day about my new 2020 planners because I’m gross but then I went off on a boondoggle about books and ended up writing too much, so the planners got pushed back. Today, though, I’m home early from work because of the first snow of the season (and also hoping that the lame Maryland weather can keep its shit together long enough to stay properly cold for the next couple of months) and I don’t have anything else to do, so here we go!

Planners of Christmas Present

BN’s stupid stickers aside, LOOK AT THESE PRECIOUS BABIES OMG (I told you I was gross 😬) The big one lives at work, but the little one gets carried around in whatever bag I happen to be using. Last year the planners all went on sale before the new year, so this year I stalked BN’s planner shelves for the better part of the last week of December and discovered that the dated planners were 50% off when I caved and went to buy the little one and it rang up at the sale price. Then I went back to the shelf and found out that the big planner I’d been keeping an eye on hadn’t been sold out like I thought; it was merely hiding behind another planner. When I went back through the line I ended up plaguing the same cashier with my dumb planner stories, because life can occasionally be cute. 🤣

idk why llamas are suddenly in vogue but I hope they stay that way because these planners are literally everything I ever needed. I’m a nut so I waited till literally New Year’s day to finally peel off the stickers BUT IT WAS SO SATISFYING. The only thing that kinda makes me sad is that my last two work planners had a nice little chart in the back that I could color-code according to how good or bad my days were and my current work planner doesn’t have that, so the studio must have discontinued it, but I suppose you can’t have everything. On the other hand it was kind of a pain to color in a little box every day (I know, I know, I’m embarrassing) and I often forgot and had to try to guess how I was feeling for several days in a row, but now I don’t have to worry about that!

Planners of Christmas Past

I arrived way late to the planner party because even though I’m a stationery geek and I loved the idea of having a planner (because I love notebooks and never seem to have enough of them), I never actually bought one until January 12, 2018. For anyone impressed with my super specific memory, I should probably mention here that I actually thought I bought it in August 2018 and literally the only reason I know that I bought it in January is that I wrote it down.

Because apparently I somehow knew – and I actually do remember this part – that I would want to know exactly when I got on the planner bandwagon. Of course, having bought the planner, I then proceeded to leave it at home the following day. As for why I finally hopped on the Organized People train, I was working at Papyrus, the planners were right across the aisle from the registers so they were literally staring me in the face, they were all 50% off, I really wanted a cute little booky thing to carry around, and the one that I picked was SO FUCKING CUTE.

I mean okay one of my friends said it looked like a Bible but even so it was absolutely perfect 😭 On a slightly less shallow note, I actually did have a good reason that I’m pretty sure I came up with after I bought the planner, which was that I was using Google Calendar to keep track of everything and it occurred to me that I was very much not okay with Google having my entire social calendar and work schedule in the palm of its algorithms. Then at the end of January 2018 I started my current job and realized I was going to need some way of keeping all my work projects straight, and gleefully trotted over to the BN next door to buy a work planner. The rest, as they say, is history.

2020 Personal Planner Goals

I will:

  • Use the planner to keep track of appointments and social events.
  • Use the planner to track my reading.

I will not:

  • Forget to use the planner and then turn it into a retroactive diary.
  • Leave the planner at home.
  • Wonder why I need a planner and give up.

358 days stand between me and the end of the year. LET’S DO THIS THING!!!

Shame On My Ancestors (PSYCH Not Really)

A couple weeks ago I said the rubber trim on Hector’s door was coming off and I was going to get it fixed within the week or bring shame on my ancestors.

WELP I may be a little bit late in updating but I actually got him fixed last Saturday so YAAAAAAYYYYYY NO SHAME 😀 😀 😀

Saturday was also the day I found out that bread actually does come in a can. For context, I started writing a story about six years ago in which I stated that bread in a can is not A Thing:

“Is there any bread around? Does that come in a can too?”

“No, I haven’t seen canned bread before, but there’s some in the fridge,” Fire Shadow said, nudging the fridge with his foot.

WELL APPARENTLY I WAS WRONG BECAUSE I WALKED INTO SAFEWAY AND THERE IT WAS SITTING ON A SHELF LAUGHING AT ME and if you’re wondering why the dude is called Fire Shadow it’s because there were four dudes named Shadow running around and I needed some way to tell them apart and the girl he’s talking to is asking about canned bread because she comes from a world that has not yet invented canned foods or refrigerators. It’s a weird story.

and then I was on my way out the door and the Safeway got the last laugh like literally why is this my life 😂😭

Karo Dreams of Noodles

It’s been a bizarre couple of weeks. First there was the week before last, which produced the worst Wednesday I’ve ever had. Then there was last week, which was generally all right but contained an unpleasant surprise. Then there was this week, which actually was fairly normal but also made me dream about two equally delicious bowls of noodle soup with two different kinds of noodles sitting right in front of me omg why did I have to wake up from that WHYYYYY WHYYYYYYYYYYYYYYY 😭😭😭

Also I was sitting at my desk this afternoon completely minding my own business when I was suddenly ambushed by the realization that I don’t always remember to draw my tail? Like I thought about it for like five seconds and then completely forgot about it in the pic right above this paragraph? I have literally no idea what’s wrong with my brain sometimes #headdesk (On a brighter note, I’ve been reading about a mythical thing called a Milk Tray for years because it pops up every few months in Bridget Jones’s Diary and today I finally got to actually try a Milk Tray because my boss brought one to work to share with the design team and I am now a fan because chocolate is LIFE. And also I think I might’ve just definitively outed myself as an American, in case that wasn’t obvious already.)

Anyway. I could dwell all day on the many many dream noodle soup bowls I haven’t been allowed to eat but I don’t want to talk about it, so I thought I’d do a quick(ish) post on something happier:

I got a new car! (Translation: I am leasing a new car because I can’t buy one outright.) About three months ago I drove my ailing first car to Williamsburg instead of asking one of my friends to drive because, I don’t know, I’m crazy. She started smelling like gas on the way down, she smelled like gas while we were putt-putting around Williamsburg, and she smelled like gas the whole way back. She spent some time with my mechanic when we finally got home, and after about a week he told me I was looking at a bill of at least $1,500 – $1,800 to fix everything that was wrong with her, and that she was so old that it wasn’t worth the cost of repairing her. In the end he made her drivable again for a much lower cost and warned me not to take her on the highway, and she limped along for another month before I finally got over the whole I WILL NEVER ABANDON MY PRECIOUS BABY thing and realized I didn’t actually feel safe driving her.

Rest in peace, Veloce. You were the best little car I could ever have asked for. You stuck with me through two years of college, three years of grad school, four apartments, fourteen jobs, and a lot of violin lessons, and ferried me and my friends to all kinds of places both in and out of Maryland. I don’t know what Honda has done with you, but I’d like to think they fixed you up and placed you with a nice owner who’ll be less demanding than I was. I knew I couldn’t keep you forever, but I still miss you. 💔

On that note, it wasn’t exactly a straight path to the new car, (1) because I historically don’t do well with big changes, (2) because Veloce was the first car and quite frankly the only one I ever wanted to drive, and (3) because I was 99.99999999% convinced that I didn’t have the money to get another car. It also didn’t help that I was so accustomed to Veloce that there always seemed to be something wrong with the other cars I’ve driven over the years: The pedals were too loose. The cars felt too heavy. (Yes, that is literally A Thing with me.) The dashboard bulked weirdly behind the steering wheel and blocked my view. (That one felt slightly more legit. I am not a large person.) Between the time I took my little car to the mechanic and the time I finally said goodbye to her forever, there was a brief adventure with a rented Hyundai named Samwise, who was heavy but worked well, and about a month of window-shopping, procrastination, and denial. During the window-shopping phase I visited CarMax and FitzMall and drove a few of their cars around, but balked at both the expense and the strangeness of the different cars and ended up ghosting the sales reps because me and my little car were going to be together forever and ever and EVER. By the time I finally stumbled into the Honda dealership at the end of August, I knew I was never going to find another car I liked and I was going to be driving Veloce until her floor dropped out and she turned into a four-wheel land raft.

Then the salesman brought out Hector.

I was looking for either a Civic or a Fit, so we test drove both. In the end the Civic won because it was small enough to suit me (albeit not as small as Veloce, but nobody’s perfect) but still more powerful than the Fit, which felt like a golf cart. For anybody wondering why he’s named Hector, it’s because of this handsome SOB:

Full disclosure: I asked for a blue car because I was already thinking I wanted a blue Civic so I could name him Hector the Honda and I already knew the color was called Aegean Blue and Eric Bana is, like, the perfect Hector and the car matches the blue dresses the Trojans wear in the movie and it seemed like fate so yeah I’ve been driving Prince Hector of Troy around for almost two months now and oh gawd I know you’re judging me.

Even fuller disclosure: I usually call him Hector. Or Heck. He only gets the full title when he’s doing something naughty, like letting the rubber lining on his back passenger door flap loose. Ahem, Prince Hector.

I somehow got paired with an incredibly patient salesman, which was very lucky because I’m pretty sure I came across as borderline neurotic (read: basket case). I wasn’t originally planning to lease a car that day, given that I was still pretty stuck on my old car, but they kept lowering the price so after a few rounds I caved, handed over Veloce, and drove home with Hector. The only thing is that the change from Veloce to Hector was very abrupt, and I wish I could’ve had more time to process everything and say goodbye. If I’d known that the trip to the Honda dealer was going to be the last time I’d ever drive Veloce, I would’ve paid more attention. I was about five seconds away from becoming that weirdo who hugs their car in a public parking lot.

Some good things about Prince Hector because I’m still not sure that I did the right thing:

  • He’s goooooorgeous. I’m used to a very neutral-colored car, but I looooove the Aegean Blue. He also has little white racing stripes, which are pretty cute.
  • He has four doors!!! This is actually huge because I’m the self-proclaimed designated driver in my group, and, while I haven’t taken full advantage of these yet, it’ll be lovely to drive my friends around without having to stuff them into the backseat through the passenger’s door.
  • He’s got a huge trunk. I kinda wanna go on another road trip.
  • He doesn’t smell like gas. I’m also not constantly wondering if his bottom is going to drop out or if I should turn off his AC before he, you know, explodes or something.
  • HE HAS A STRAIGHT-UP USB PORT. I CAN LITERALLY PLUG MY IPOD STRAIGHT INTO HIM AND HE’LL CHARGE IT FOR ME WHILE PLAYING LOVELY MUSIC.
  • His parking brake is funny. I’m actually not sure how I feel about this one because his parking brake is this little switch instead of a lever but I’ve gotten used to it, so I guess we’re good?

The Not-So-Good Things

I wasn’t joking about that passenger door rubber liner thing and I’m going to have to take him back to the Honda dealer TRAGEDYYYYYYYY but I keep forgetting to set up an appointment 🙁 If I don’t come back in a week with photographic evidence that I’ve gotten my door fixed, leave me a comment telling me I’m bringing shame on my ancestors.

Karo is a Peasant

It all started with Getty Images. I was shopping through Colonial Williamsburg stock photos for a work project and completely minding my own business when I started to think, These are really nice photos. Never mind that the last time I went to Williamsburg I was in fifth grade and Completely UninterestedTM in American history. I hope the Williamsburg marketing team is happy, because their photos work. Fast-forward a few minutes and These are really nice photos turned into I want to go to Williamsburg, which turned into I bet I can drag my friends to Williamsburg. Four months later, I packed my friends and their suitcases into my little car and drove us down to Williamsburg during a weekend so hot that the weather people were literally telling everyone to barricade themselves in their houses. This turned out to be the last straw for my poor little car, which had been ailing for some time and started smelling like gas on the way down. That’s what I get for dragging a 17-year-old car on a road trip in 115° weather I’m sorry babyyyyyyy 😭

Anyway, my friends have better sense than I do, so instead of the two-day Williamsburg tour we’d planned we spent most of our time at our resort. Full disclosure: until July, I’d never set foot in a resort and in fact kind of assumed that resorts were built for snooty people who hung around pools all day and could afford to pay $10000000 per night and oh gawd I was wrong it was delightful and I have literally no idea what I’ve been doing with my life and also I probably drank way more pink lemonade than was good for me 😬

Yes, I really did buy one of those pretty straw hats. Picspam and full(ish) itinerary behind the cut, because I do have some decency.

Continue reading

Corporate Potato Gettin’ Ish Done

There is this frustrating thing about mental illness for me, where I have the self-awareness to see many (not all, to be sure) of my flaws but not the energy to take actions to right them or at least proactively try to counteract them. They’re largely innocuous things. I’d like to believe I mastered the ugliest of my everyday demons and no longer do things like snark at undeserving people or actively self-sabotage.

But the simpler things I admittedly struggle with, and further admit it’s not because I don’t know how to address them I just… don’t want to. That’s the thing about depression and anxiety. Sure there’s the sadness and the worry and the existential dread… but often once those have wrung you dry of every drop of energy not otherwise spent on unavoidable necessities (commuting, working all day, not pterodactyl screeching at every inconsiderate troglodyte that inconveniences your day), there’s nothing left for the simple tasks: folding  the clothes in the dryer, emptying the dishwasher, actually making dinner and doing the dishes…

None of these are monumental tasks requiring herculean efforts. At least, not for normal people. But I’m not normal. I get exhausted by having to talk to people at work and often talk myself out of things I kind of wanted to do because of petty made-up potential pitfalls. And maybe it is just eight minutes of laundry to fold and five minutes of dishes to put away but that’s thirteen minutes of energy I would much rather spend being an apathetic couch potato. Unwinding from corporate potato mode will take it right out of ya, I tell ya.

The really dumb part? I’ve never done one of these simple tasks and been upset that I did it. In fact as a general rule I’ve never done any self-care task and then been like, “Man, I really wish I hadn’t just made my own life better by doing that.” (Painting my nails doesn’t count because I do regret doing that 10/10 times.)

Have you ever felt bad about having a clean, tidy space? Or feeling healthy? Or knowing exactly where what you need is? I haven’t.

Whether I ate a healthy meal I made myself, or am enjoying a clean towel after stepping out of my clean shower, or putting my dishes immediately in the dishwasher after breakfast because I haven’t left clean dishes sitting in the dishwasher for no real reason, I feel good.

These are such simple, basic tasks. They take very little time and honestly leave me so ridiculously happy and proud of myself.

So why do I fight them? Why do I stubbornly and patently refuse to do simple things that not only BENEFIT me but make me HAPPY?

Because my brain isn’t wired quite correctly. I lost the manual (not like I read it anyway), and it’s just kinda stuck this way, okay? BUT there IS an override.

I’m pretty sure motivation is like a fantasy or some shit. It’s snake oil. In thirty years I rarely see that bitch and she is always fleeting like a mirage. So what’s the override?

Well, it’s two-fold: it’s discipline and consistency.

I’m not gonna sit here and tell you either is easy to conjure up. Honestly you’ll have a much easier time summoning any demon of your choosing (oddly angels are less inclined to come when called, but I digress).

But that’s the secret sauce. I don’t care if your challenge is not getting to work on time, getting in shape, or brushing your damn teeth – discipline and consistency are the solution. You just have to choose them.

Choosing to do what’s best for myself has been a precipice I’ve tiptoed along for my entire life; it’s not been made any easier in the nearly two thirds of my life spent with mental health struggles. But the fact is and will always be that it is still a choice and still my choice to make. The only one who suffers for my choices to not do simple things that add to my overall wellness is me.

So long story short if you wonder what fucking cave I’ve been spelunking in that had me failing to share my brain-drivel with you all recently, that’s it – I’ve been lost to my own devices, trying to do a better job of holding myself accountable. I don’t have much to show for it except for generally feeling better about my life choices on a daily basis… and that’s more than enough for me.

Do you struggle with doing things you know you should do? Tell me your stories so we can ride the struggle bus together!

Taxes, Tips, and Tantrums

I must’ve angered the tax gods because I’m still unable to cross this damned project off my list. What’s taking me so long? I always itemize my deductions, a task that will always and forever be tedious. Nonetheless, in the adult world, it’s important to itemize your deductions to see if itemizing or taking the standard deduction will benefit you. Feel free to check out Nerd Wallet’s blog on Itemized Deductions if you want to learn more.

Another added delay is due to my decision to use the TurboTax Live Self-Employed ($199.99 or $179.99 + 2% cash back through Ebates) option. Once you complete all the requested information and provide blood and your firstborn child, you will have the option of scheduling a live meeting with a CPA/EA to review your taxes before submitting, which is comforting for someone who is recently unemployed and has a small business and other complex tax situations.

I should note that this is my first time meeting with a CPA or EA via the web, so I’ll make sure to report back tomorrow. I can, however, vouch for the EA with TurboTax’s Max Audit Defense, who assisted the Mister and myself during a stressful tax review of our 2016 returns. Long story longer, during a 401k rollover, one of the two institutions we were working with inadvertently transposed some numbers, and we were staring at a pretty scary notice of:

Please remit XX dollars to Uncle Sam within the month, or we will slaughter you and your entire bloodline.

Thankfully, our superhero EA was more than empathetic each time I lost my shit on the phone.  He explained that he would (i) manage all correspondence with the IRS moving forward and that we should notify him if the IRS reached out; (ii) superhero EA would then review all documents and contact me with any additional needs and/or updates; (iii) after an eternity, the IRS would decide either (a) we don’t owe squat or (b) we owe a shit ton of $$$ + interest, which superhero EA would negotiate to the lowest amount possible. The end result? We didn’t owe a dime since I file/save pretty much EVERYTHING.

Looping back to the last delay, I received a Student Loan Debt Relief Tax Credit (thanks Maryland!). For Marylanders with student loans, each year you can apply for a tax credit to use towards your student loans. The only con is that those of you who e-file, like me, will need to mail in your MD taxes along with the Final Certificate of Approval that is mailed to you. How is this a con? Snail mail means state refunds will take a while to reach your pockets.

At any rate, the 64th Annual Taxing Games are upon us and I hope my tips will help others but please feel free to comment below with your own suggestions and/or experiences.

May the refunds be ever in your favour.

Unproductively Productive

Or productively unproductive…

Regardless of how one might perceive my productivity on the third day of my 30 Days of Projects campaign, I certainly worked a lot but did not accomplish what I intended to accomplish – my taxes. I wholeheartedly blame TurboTax as it didn’t auto-save the information I entered. It decided to time out when I ran downstairs to refill my sad and empty glass because GOD FORBID a human being get thirsty whilst entering her taxes.

Despite its flaws, I still love TurboTax and for those who love a bit of extra savings, if you use TurboTax via Ebates.com, you can get $20 off plus up to 7.5% back on Deluxe, Premier and Self-Employed Editions.

Anyhoo, I’m 75% through this annual traumatic ordeal and hope to have a more productive update EOD 4/4/19.

Cheers.